If you are shopping for Auto insurance in Alaska, it is important to make an informed decision before you buy. All motorists in Alaska with a licensed vehicle are required by state officials to carry Alaska auto insurance. Failure to comply with the state mandated laws can cost you a significant amount of money and a lot of time. 

Alaska Motor Vehicle Insurance Requirements 

The state of Alaska have both Financial Responsibility laws and Mandatory Insurance laws. Each of these laws are designed to make the roads a safer place by requiring all motorists to prove that they are financially responsible for the damages and injuries that they could potentially cause in an accident. Any vehicle that is driven without motor vehicle insurance that is subject to a registration is referred to as an uninsured vehicle. Some of the penalties that can be levied on uninsured motorists may include: 

* Driver license suspension even when a collision does not occur 
* Revocation of driving privilege for between 90 days and 1 year 
* Reinstatement penalties and fines 
* Vehicle impoundment 
* Requirement to file an SR-22 
* Citations which may lead to a misdemeanor if convicted 

The easiest way to ensure that you do not have to pay these fines is to carry continuous motor insurance. Here is a breakdown of the requirements for car insurance Alaska: 

* Liability 

- Bodily Injury: $50,000 per person, $100,000 per accident 
- Property Damage: $25,000 per accident 

While these are the motor Insurance requirements in the state, any experienced agent will recommend that you carry higher motor vehicle insurance limits. You must remember that liability insurance is the only coverage required. This insurance will pay to cover damages and injuries that you cause in an accident, but does not cover your damages or injuries. You should consider investing in medical payments cover, uninsured motorist coverage, comprehensive, collision, and rental car coverage in addition to state requirements. 

Buying Alaska auto insurance does not have to be a difficult task when you do business with an independent agency. If you want to compare car insurance Alaska rates from several different insurance companies at once, start requesting quotes today and compare the rates to find the best plan. At A Plus Auto Insurance, you can fulfill the state requirements in Alaska and save money in the process. Get peace of mind while you are on the road and buy insurance that keeps you protected.